It is nearly impossible to put a price on a good night's sleep, a good mood, or good health! And I know that navigating the financial aspects of mental health treatment can be daunting. I believe in full financial transparency and do not want financial restrictions to be a barrier to you receiving the care and support you need. Therefore, I will do my best to guide you through any potential financial or insurance-related hurdles.
Using Insurance
I am currently accepting insurance through:
BCBS, Aetna, Cigna, United Health Care (Optum), Oscar, and Oxford plans.
Out-of-Network benefits: If I am not in network with your health insurance plan you may use out-of-network benefits if you have them, but you will be responsible for paying for services upfront. I am happy to provide you with a Superbill to submit to your health insurance for direct reimbursement. Please contact your health insurance agency to verify how your plan compensates you for psychotherapy services.
I am not currently accepting any Medicare/Medicaid plans.
I’d recommend asking these questions to your insurance provider to help determine your benefits:
- Does my health insurance plan include Behavioral/Mental health benefits?
- CPT code for Intake: 90791
- CPT code for individual sessions (includes CBT-I): 90837
- Do I have a deductible? If so, what is it and have I met it yet?
- Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
- Do I need a referral or written approval from my primary care physician in order for services to be covered?
Rates
- Please contact Dr. David directly for more information on fee-for-service rates
Payment
I accept all major credit cards, cash/check, and HSA/FSA cards can also be used.
Cancellation Policy
Time is valuable. I respect yours and ask the same of you. I understand that emergencies do arise, and I will do my best to accommodate them. Please let me know ASAP if you are unable to attend a session. If you cancel within 24 hours of your scheduled appointment you may be charged a $100 Late Cancellation Fee. I have a 15-minute grace period after the start of your scheduled session. If you do not show for your appointment or cancel after the 15-minute grace period, it is considered a No-Show and you will be charged the full session fee.
Appointments and Cancellation Policy for Group CBT-I: If you are enrolled in group treatment (eg. Cognitive Behavior Therapy for Insomnia CBT-I) there is a 7-day cancellation period. These spots are highly coveted and usually scheduled far in advance. If you do not think you will be able to attend a group session that you are scheduled for please notify me as soon as possible. If you cancel your enrollment within 1 week (7 days) prior to the start of the group you will be charged a $250 fee. If there is an emergency and you are unable to make it to a scheduled group session, we will need to reschedule you for an individual session to make it up prior to attending the next group (Individual psychotherapy appointment and cancellation policy apply - see above. You will also be billed for a late cancellation/no-show for an individual session - See Summary of Fees). If you cancel or No Show a group session within 24 hours of the group there is a $100 fee. NO REFUNDS WILL BE ISSUED FOR SERVICES PAID UPFRONT AND NOT ATTENDED/PROVIDED.
Good Faith Estimate
According to the No Surprises Act (effective January 1, 2022) you have the right to receive a "Good Faith Estimate" - an estimation of how much your medical and mental healthcare costs might be. This law was enacted to help protect patients from incurring unexpected healthcare costs. If you are using out-of-network benefits, are uninsured, or paying cash for services then your healthcare provider is required to provide you with a Good Faith Estimate (GFE). This is an estimate of how much your care (including mental health services) might cost and does not include any costs incurred due to special circumstances or emergencies. If this happens, you may ask your provider for an updated GFE that includes an estimation of these additional expenses.
Under federal law, if you receive a bill that is $400 more than your GFE, you have the right to dispute it. To learn more about your rights as a consumer or to begin the dispute resolution process please contact the US Department of Health and Human Services (HHS) by going to www.cms.gov/nosurprises or call the No Surprises Help Desk at 1-800-985-3059.
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!